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Our services

stc pay is your all-in-one app. It gives you complete control over your finances, such as issuing cards, transferring money, paying bills, gaming & entertainment, and much more!

qitaf points

One of the many benefits of our Visa cards is that they reward you with qitaf points for your purchases. You can enable this from the cards section by selecting the type of reward you prefer; either qitaf points or cashback.
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Qattah (money split)

Qattah service will collect and split your bills among your friends and family seamlessly and freely! You can split your bills with three different options: split equally, customize, or percentage
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Add money

You can top up your stc pay account and card with different options
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Transfer to contacts

Through this service, stc pay lets you send money from your phone number to any phone number with total ease instantly.
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Local transfers

Transfer locally to any bank in the KSA with simple steps, and your transfers to one of the partner banks will be delivered instantly, even during holidays and weekends
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International Transfer

The world is a small village with stc pay’s international transfer service. You can send money internationally securely and smoothly with competitive prices, instant refund upon cancellation, and without hidden fees in different delivery options: Western Union agents, international bank accounts, or other mobile wallets.
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New sawa packages

stc bills & sawa

stc pay enables you to control your finances, including paying your stc bills and recharge sawa prepaid lines with total smoothness.
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qitaf

qitaf program is a loyalty program by stc to its customers; You can subscribe to qitaf for free and start collecting points by only paying your bills or recharging your sawa line. You can easily enroll by sending 201 to 900
qitaf

Send gifts

Share the happy moments with your loved ones by sending them gifts digitally via stc pay. No matter what the occasion is, you will indeed find the perfect gift for birthdays, Eidiya, housewarming gift, promotion, a new baby born, and more!
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Business payments

Control your finances from A-Z from one app. Business payments service allows individuals and businesses to pay safely and hassle-freely for different industries such as schools and employees’ wages.
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Musaned

Musaned is one of the Ministry of Human Resources and Social Development; it aims to protect your and the domestic workers’ right. This service on stc pay app lets you transfer the domestic workers’ salaries to their stc pay accounts with one tap with different options for salary transfer, i.e., normal, advanced, and deducted salary.
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Request money

Request money service lets you request money from your friends and family seamlessly and instantly. A friend in need is a friend indeed.
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