The first card in the Kingdom that you can fully own and choose the one that suits you best as an individual or a company, it’s another one completely!

Lounge access &
concierge
travels and discovers the
world with you!

protection &
safety
controlled and managed by you, and only you
accepted at millions of ATMs & merchant
locations worldwide

24-hour Concierge



Protection against unauthorized transactions



Multi-trip Travel Insurance



Lounge access



Purchase protection



2-for-1 deals from Entertainer



DragonPass Dine & Fly Airport Dining Program



Hotel bookings discounts



Extended Warranty



Global ATM network
(25 SAR withdrawal fees + VAT)



Full control of your card



Annual membership fee
1st Card – Free
Additional cards – 20.00 SAR
200 SAR
500 SAR
Monthly membership fee
Only for Digital Cards
N/A
20 SAR
50 SAR
Foreign transaction fee
1.70%
1.70%
1.70%
Replacement fee*
50 SAR
50 SAR
500 SAR
Wrong dispute fee
50 SAR
50 SAR
50 SAR
Cash withdrawal fee*
25 SAR
25 SAR
25 SAR
*Only for physical cards.

Get yours in
a breeze
Whether you want to issue a digital or physical card, you can do it in a blink of an eye through your account on stc pay app, by following the simple steps:
1- open stc pay app
2- click on “Cards” in the bottom
3- click on (+) then “Get new stc pay card”
4- select the card you want
5- enter your name, PIN, and other information